Turn the property you already own into working capital — for business growth, education, medical needs, or any large expense — at 0.5% to 0.7% lower interest through Bank of India.
A Loan Against Property (LAP) lets you borrow against a residential or commercial property you already own, while continuing to use it. Through GTI Loans' verified DSA channel with Bank of India, you get access to higher loan amounts, longer tenures, and interest rates that are typically 0.5% to 0.7% lower than most other lenders.
It's a flexible option for funding business expansion, your child's higher education, medical emergencies, debt consolidation, or any significant personal expense — without having to sell the asset.
Fund inventory, equipment, or expansion without diluting equity.
Cover large, planned or unplanned expenses with a lump-sum disbursement.
Combine multiple high-interest debts into a single, lower-interest LAP EMI.
Note: Below 700 is for review only — no new loans.
*Rates as per Bank of India's published LAP rate card and are linked to RBLR; subject to change without notice and applicant eligibility.
*Subject to Bank of India's valuation, eligibility norms, and applicant profile.
Here's exactly what Bank of India asks for, based on your employment type. Our team will confirm the precise list for your specific case.
Final sanction of loan requests is subject to submission of the above-listed documents, as per Bank of India's applicable policy. Exact requirements may vary by applicant profile — our team will confirm your specific checklist.
Share a few details and our loan advisory team will get back to you within 24 hours with a personalized rate quote.
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